Commercial Combined

Comprehensive cover for over 700 different trades

Our underwriters are seeking to write a property bias, Ireland domiciled, portfolio of commercial risks with a main target for individual premium within the €1,000 to €30,000 range & under €10m TSI any one location. Our appetite is for a selection of low to medium hazard risks, enabling us to develop sustainable long term accounts.

KEY FEATURES

  • 24hr Quote Turnaround

    Whether it's online or offline, all submissions will be reviewed within 24hrs

  • Wide Range of Trades

    Cover for over 700 trades, including metalworkers, light engineering risks, manufacturing, hardwares, wholesalers, printers, food & drink, and many more

  • Comprehensive Cover

    €10m sum insured any one location, 30% seasonal increase, exhibition cover, goods in transit, money cover and optional legal expenses cover

Risk Appetite

We especially love to receive the following quality risks. Have a risk not on the list? Speak to our team for a more extensive breakdown.

  • Cover for over 700 trades;
  • Metalworkers
  • Light engineering risks
  • Manufacturing
  • Hardwares
  • Wholesalers
  • Printers
  • Food & Drink and many more

Optional Flexible Covers

The following flexible covers can all be added to a policy if required.

  • Computer breakdown
  • Legal expenses cover
  • Frozen food
  • All risks to specified equipment

Standard Covers

We typically offer coverage up to the following limits. Speak to our team if required coverage falls outside these limits.

  • €10m sum insured any one location
  • 30% seasonal increase Exhibition cover
  • Goods in transit and money cover
  • Standalone material damage cover – minimum premium €500
  • Replacement of locks & keys. €5,000 anyone claim
  • 30% increase in sum insured in November, December and Easter Bank Holiday
  • Property temporarily removed, 20% of the sum insured
  • Contents temporarily removed, 20% of the sum insured
  • Fire brigade charges €25,000 Contents whilst at exhibitions €50,000 any one period
  • Cost of repairing damage to underground cables and pipes €25,000
  • Trace and access €25,000
  • Removal of debris. €25,000
  • Accidental breakage of fixed glass
  • Money and assault
  • Goods in Transit
  • Business Interruption

MEET OUR TEAM

Our team of expert underwriters and dedicated support staff are easily accessible and strive to ensure your experience working with us is forever a positive one.

Avril Cox

Director & Senior Underwriter

Languages:

Eng
Fr

Therese Smith

Senior Underwriter

Languages:

Eng

Barry O’Leary

Director & Senior Underwriter

Languages:

Eng
Fr

Lewis Phillips

Commercial Underwriter

Languages:

Eng
Fr
Wel

Avril Kelleher

Commercial Underwriter

Languages:

Eng

GET A QUOTE

Follow the links below to register for access to our online, quote and bind platform or to generate a quote.

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